Introduction
After a minor accident, one of the first questions drivers ask is, "Will my insurance cover a bumper replacement?" The answer depends on the type of coverage you have and the cause of the damage.
If you need a professional bumper replacement, companies like Bumperman work with insurance providers to ensure you get fast, hassle-free service.
When Does Insurance Cover a Bumper Replacement?
✔ Collision Coverage: If the damage was caused by an accident you were involved in.
✔ Liability Coverage: If another driver was at fault, their insurance pays for repairs.
✔ Comprehensive Coverage: If the damage resulted from theft, vandalism, or natural disasters.
When You May Have to Pay Out-of-Pocket
???? If your deductible is higher than the cost of repair.
???? If the damage is considered normal wear and tear.
???? If you hit an object (e.g., curb or pole) and don’t have collision coverage.
???? Not sure if your insurance covers bumper replacement? Let Bumperman help you navigate your options.